Lending portal for BNPL, save-to-own, micro-loans and MSME credit — with KYC, collections and M-Pesa STK.
- Client : Phoneplace Credit
- Duration : Ongoing
- Year : 2026
- Tags : BNPL , Fintech , M-Pesa
- Website : phoneplacecredit.com
Project overview
Electronics retailers needed a credit stack that could underwrite devices and MSME stock. We shipped applications, installment plans, wallets, collections and staff 2FA as a dedicated lending ERP, now productised as Bitlife Credman.
What we delivered
- BNPL and save-to-own plans
- Micro-loans, savings and wallets
- KYC, guarantors and collections
- M-Pesa STK and payment accounts
Result
Customers apply and repay at phoneplacecredit.com; staff run branches, grading and collections from the same ledger.